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"How much insurance do I
need"?
There are many complex and complicated
calculations available to accurately determine the appropriate
amount of insurance.
Feel free to call us for a detailed analysis of your personal
situation.
Below are two, easy to understand, "do it yourself",
general guidelines
- Multiply your annual
income by a factor of 15
This provides you a "ballpark" estimate.
- Multiply your net-monthly
income by 200
This option is designed to use the lump sum death benefit
to replace your current monthly income Dollar for Dollar.
Tips:
Keep in mind that inflation will decrease
the value of future benefits, so always round up.
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